When you are visiting New York City, a rental car could make your trip more convenient. In the event of an accident involving your rental car, you may not know what exactly you are supposed to do. A New York City car accident lawyer can assist you in navigating the sometimes confusing laws regarding rental cars in New York.
When You Don’t Have Insurance
New York is a no-fault state. This means that your personal car insurance should pay for the damages and injuries you have suffered. However, if you don’t have car insurance and your rental car is totaled, you will be responsible for paying what you owe.
In many cases, your credit card will cover the rental vehicle. However, if you don’t have any insurance coverage at all, your New York rental car accident lawyer can help you decide out what you should do and in what order.
In cases where you not at fault for the accident, or found to only be partially at fault, you could be able to receive monetary compensation for you or your loved one’s injuries and the damage caused to the rental car.
If you were at fault for the accident, you may also have to compensate the other people involved in the car accident for their injuries and damages.
Cases When You Have to File Your Claim with the Rental Car Company
If you or your loved one is insured by the rental car company’s insurance policy, you may be shocked to find out that the coverage you believed you had, is something completely different. You should review the contract with the car rental company in detail so you understand exactly what is covered and what is not in the event of a rental car accident.
If you have a long-term car rental, your credit card company could refuse to cover any damages if you’re involved in a rental car accident.
What You Should Know About Rental Car Companies in New York
If you are involved in a rental car accident, you cannot sue the rental car company for damages. In general, the rental car company will bear no responsibility for the injuries you or your loved one suffered. The person who is driving the rental car will be held responsible for your injuries and/or damages.
Can a Rental Car Company Be at Fault for Your Accident in New York?
The short answer is: maybe. If the rental car you were driving wasn’t safe and shouldn’t have been on the road, the rental car company could be found to be at fault.
In short, if the rental car company failed to maintain their vehicles properly, they may be liable for you or your loved one’s injuries and/or damages. It will be up to you and your car accident attorney to prove that your rental car accident occurred because the rental car wasn’t safe and failed to perform as it should.
In addition, if the rental car company rented a car to someone who didn’t have a valid driver’s license, and that person hit you, then it’s possible that the rental car company could be held liable. However, most of the time, you and your rental car accident attorney will have to file suit against the driver of the rental car.
Why You Need a New York City Rental Car Accident Attorney
Rental car accident laws in New York can be complicated and complex. You will need a skilled and knowledgeable rental car accident lawyer with the experience you need. New York City attorney, Gary Falkowitz has assisted many clients in their rental car accident cases and understands what’s involved in rental car cases. Gary and his legal team will work hard to get you or your loved one the compensation they deserve.
Gary Falkowitz will look at your case objectively and direct you in the proper manner. In addition, Gary has personally dealt with many insurance companies and has the experience to deal with the insurance company in your New York rental car accident case. He will be a strong advocate for you and/or your loved one.
If you or a loved one has been involved in a New York City rental car accident, you should contact the Falkowitz Law Firm now to discuss the details of your rental car accident.